Homeowners

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Homeowners Home Improvement Projects You Can Complete This Weekend Do you have company coming into town for the holidays?  Does your Southern California home need a pick-me-up? Instead of spending thousands of dollars on a new front door or garage door (which still brings the best return for your investment), consider one of these home improvement projects that play nice with your bank account […]
Homeowners How to Add Storage to Your Home Storage. No matter the size of your home, we all seem to need more storage. Whether you just moved into your new Southern California house or want to list it soon, you may need to add storage. If so, here are a few economical and inventive ways to do that without breaking the bank. How […]
Buying a Home How Can I Lower My Mortgage Rate? You decided to buy a Southern California home. You saved up enough money for your down payment and closing costs. After you asked the right questions, you find a lender you trust. Now, it’s time to talk money. As of the writing of this post, interest rates for a 30-year fixed-rate loan sit at around […]
Homeowners Home Improvement Projects with the Best ROI With the rising cost of just about everything, homeowners look to make smarter choices in improving their homes, especially if they plan on selling it soon. While installing a pool sounds like a great way to increase your home’s value, it actually offers one of the lowest ROIs of any project. Truth be told, most […]
Homeowners ADUs Explained Over the past few years, homeowners looked for extra ways to add living space to their properties without breaking the bank (and creating a huge remodel headache). Enter the Accessory Dwelling Unit. ADUs have seen a huge rise in popularity along the West Coast in recent years, especially in California. Accessory Dwelling Units Explained What […]
Homeowners Home Seller Tax Deductions In case you didn’t know, tomorrow (April 18th) is the official deadline to file your taxes. Since the regular tax filing deadline (April 15th) fell on a Saturday this year and the next business day happens to be Emancipation Day in Washington DC, the IRS moved the deadline to the 18th. If you waited until […]
Homeowners How Principal-Only Payments Work for Homeowners Congratulations on buying an Inland Empire home. Now that you’ve settled in, let’s talk terms. When you signed your mortgage loan papers, your lender provided you with a breakdown of your monthly payment. It includes your principal and interest. At the beginning of your loan, most of your payment goes towards your interest with little […]
Homeowners Kitchen Updates for the Budget-Conscious Home Seller We are smack dab in the middle of the holiday season right now. Fortunately, you can still decorate (with a bit of restraint) even when you try to sell your home during the holidays. However, you need to let your home shine through those decorations. Overwhelmingly, today’s buyers put an updated kitchen and bathrooms at […]
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Buying a Home What Homeowners Insurance Does Not Cover As a homeowner, you need to know the difference between homeowners insurance and a home warranty. Both provide their own unique coverage of different areas of your Inland Empire property. Lenders require that everyone who borrows money for their home purchase must also take out insurance on their home. While it helps to know what […]
Homeowners How to Get Rid of Stinky Odors Before Listing Your Home When you decide to sell your Inland Empire home, you need to tackle a few chores first. Staging. Repairing. Cleaning. But one thing we sometimes overlook is how our house smells. Even if you are fastidious about cleaning your home, it may include some odors that you just grew used to while living there. Unfortunately, […]
Buying a Home Tax Benefits of Owning a Home One of the benefits of owning a Southern California home is that you pay your own mortgage rather than paying someone else’s. Another benefit is that you build up equity for yourself. Also, there are several tax benefits to owning a home. These reduce your adjusted gross income. In turn, that lowers the amount of […]
Homeowners Home Upgrade Areas to Focus On With so many people spending more time in their homes over the last couple of years, millions of homeowners faced the reality that their properties needed some updating or renovation. What used to “work fine” no longer fits the bill. So, whether you plan on living in your Inland Empire home for a while or […]
Homeowners Dispelling Refinancing Myths for the Inland Empire Homeowner “Refinancing” is a scary word for many people. But that shouldn’t be the case for you. For many Inland Empire homeowners, refinancing can not only lower your monthly payments and help with your monthly budget, but it can save you thousands of dollars in the long run. Let me ease your mind a bit by […]
Homeowners Must-Have Tools for Southern California Homeowners When you own your Southern California home, things are going to break and, unless you want to spend your money on visits from a neighborhood handyman, you’re going to need to fix them yourself. Luckily, you don’t need an arsenal of tools to handle most home maintenance fixes. These five tools will cover most of […]
Homeowners When to Refinance Your Inland Empire Home Refinancing your mortgage is something most homeowners consider at least once throughout the lifespan of their home loan. It allows you to pay off your previous loan by applying for a new one that has better financial advantages. While there are many good reasons to refinance, here are five of the most common ones. Scoring […]

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