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Buying a Home How Interest Rates Affect Home Buyers Last week, the real estate market was set abuzz by an almost 0.5% decline in the 30-year fixed-rate mortgage (FRM) interest rate. It dropped from a high of 7.08% to 6.61% in just one week. Why? Reports began to surface that inflation may have already peaked back in June. However, several Fed members tried to […]
Selling Your Home Home Selling Tips for a Changing Market Like much of the rest of the country, the Riverside real estate market really flourished over the last couple of years. We saw double-digit increases in home prices. Unfortunately for sellers, the market has cooled off a bit over the past few months. Multiple offers and same-day-as-listed sales appear to be thing of the past. […]
Selling Your Home An Amateur’s Guide to Taking the Best Listing Photos They say that a picture’s worth a thousand words. Well, 97% of people use the internet at some point during their search for a house. Therefore, you need to make sure that your listing photos really show off the best aspects of your Inland Empire home. Now, some real estate agents include professional photos as […]
Homeowners How Principal-Only Payments Work for Homeowners Congratulations on buying an Inland Empire home. Now that you’ve settled in, let’s talk terms. When you signed your mortgage loan papers, your lender provided you with a breakdown of your monthly payment. It includes your principal and interest. At the beginning of your loan, most of your payment goes towards your interest with little […]
Homeowners Kitchen Updates for the Budget-Conscious Home Seller We are smack dab in the middle of the holiday season right now. Fortunately, you can still decorate (with a bit of restraint) even when you try to sell your home during the holidays. However, you need to let your home shine through those decorations. Overwhelmingly, today’s buyers put an updated kitchen and bathrooms at […]
Buying a Home First-Time Homebuyer Guide: When You Find “The One” For the past couple of weeks, I’ve been trying to make the Inland Empire home-buying process a little easier for first-timers by providing you with a guide of sorts to help ease the stress this so often creates. First, we talked about what to do before you start looking at homes. Then, we talked about […]
Buying a Home First-Time Homebuyer Guide: Searching for Your First Home Buying an Inland Empire home often brings with it some uncertainty, especially for first-timers. So, I thought I would put together a helpful first-time homebuyer guide. Last week, I talked about what to do before you start looking for a home to better prepare yourself for the process. Now, let’s go shopping! First-Time Homebuyer Guide: […]
Buying a Home First-Time Homebuyer Guide: Before You Start Looking Tired of renting? Ready to buy? Anxious about it? Completely understandable, especially for the first-time homebuyer. Let me help you relieve some of that stress by offering a guide to what you need to do before you start looking for your first home. First-Time Homebuyer Guide: Before You Start Looking Save For Your Down Payment […]
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Selling Your Home Holiday Decorations for the Home Seller As September comes to an end, many people begin preparing for the holidays. Halloween is just six weeks away. Thanksgiving takes place three and a half weeks after that. Then, Christmas Eve falls exactly four weeks (to the day) after Thanksgiving. And, finally, we welcome the new year one week later. Many people love to […]
Buying a Home What Homeowners Insurance Does Not Cover As a homeowner, you need to know the difference between homeowners insurance and a home warranty. Both provide their own unique coverage of different areas of your Inland Empire property. Lenders require that everyone who borrows money for their home purchase must also take out insurance on their home. While it helps to know what […]
Selling Your Home How to Maximize Your Profit Without Spending a Dime For the past couple of years, sellers really benefited from the real estate market. In many instances, simply announcing a sale brought on a feeding frenzy of buyers. Many of those buyers paid well above asking simply to secure the sale. Unfortunately, the days of bidding wars and low to no effort by the seller […]
Buying a Home How to Avoid Buying an Overpriced Home Many of today’s Inland Empire home buyers search online at some point during their home-buying process. While prices may still be up from last year, buyer demand has cooled off a bit. That moved the Inland Empire real estate market to a more balanced state. Unfortunately, some sellers refuse to adjust their prices accordingly. They […]
Homeowners How to Get Rid of Stinky Odors Before Listing Your Home When you decide to sell your Inland Empire home, you need to tackle a few chores first. Staging. Repairing. Cleaning. But one thing we sometimes overlook is how our house smells. Even if you are fastidious about cleaning your home, it may include some odors that you just grew used to while living there. Unfortunately, […]
Buying a Home Tax Benefits of Owning a Home One of the benefits of owning a Southern California home is that you pay your own mortgage rather than paying someone else’s. Another benefit is that you build up equity for yourself. Also, there are several tax benefits to owning a home. These reduce your adjusted gross income. In turn, that lowers the amount of […]
Buying a Home What to Expect During Your Final Walk-Through You saved up for your downpayment and closing costs. After searching and searching, you found an Inland Empire home you absolutely loved. The sellers accepted your offer and you entered escrow. You might have waived a contingency or two to make the deal happen. But one thing you should never waive is a final walk-through. […]
Selling Your Home First-Time Home Seller Tips It is inevitable. At some point, most first-time home buyers eventually become first-time home sellers. The Inland Empire real estate market (much like the rest of the country) experienced one heck of a ride over the past few years, While we are still considered a seller’s market at this point, things are beginning to move […]
Buying a Home Weighing the Pros and Cons of a 15-Year Mortgage vs a 30-Year Mortgage Saving up for a down payment. Finding the right house. Negotiating a sale. Then, financing it all. So many steps go into purchasing an Inland Empire home. When it comes to deciding on financial terms, one of the things your lender will discuss with you is whether you want to go with a 15-year mortgage […]
Selling Your Home Pricing Your Home to Sell The days of receiving tens of thousands of dollars above asking in mere days of listing your Inland Empire home may be a thing of the past. Yes. We are still in a seller’s market. And, yes, we sometimes still see sellers who receive more than one offer on their homes. However, over one-third of […]
Buying a Home Ways You Can Finance Your Home Renovation Outdated kitchen. Overrun backyard. Unusable space. If you have a renovation project on your mind for your Inland Empire home, the first thing you have to consider is how you are going to finance it. Here are the most common options to make your dreams become a reality (and finance your home renovation). Ways You […]
Buying a Home How to Pay Down Debt the “Right” Way You want to buy an Inland Empire home. However, rising interest rates concern you. You need to get your credit in tip-top shape to receive the best mortgage rates available. A FICO score of 620 may get you approved for a loan, but an 800+ gets you the best rates. That can save you hundreds […]

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