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Buying a Home What to Watch Out for When Buying a Home Saving up for a down payment and closing costs. Getting your credit into tip-top shape. Lowering your debt-to-income ratio. These are the basics of buying a home. But before you settle on “the one”, watch out for these possible red flags. What to Watch Out for When Buying a Home Odors Sellers use fragrance to […]
Selling Your Home Home Selling Tips: What NOT to Do A few weeks ago, I gave some tips about how to sell your Inland Empire home during the fall. I talked about the importance of pricing your property appropriately, curb appeal, and adding natural elements to your home’s decor. Well, I figured I should probably also provide you with some home-selling tips highlighting what not […]
Buying a Home Assumable Mortgage 101 The crisp fall weather isn’t the only thing cooling off in Southern California. Home sales fell slightly in October compared to September 2023. But the median sale price also declined a little bit. In fact, according to a Rocket Homes market report, almost 2/3 of all Riverside County homes sold in October sold for at […]
Homeowners Home Improvement Projects You Can Complete This Weekend Do you have company coming into town for the holidays?  Does your Southern California home need a pick-me-up? Instead of spending thousands of dollars on a new front door or garage door (which still brings the best return for your investment), consider one of these home improvement projects that play nice with your bank account […]
Buying a Home Fair Market Value Explained When selling a Southern California home, you need to come up with a list price. After all, list your home at too high of a price and it may sit on the market for a while. Price it too low and you leave money on the table that should have ended up in your pocket. […]
Buying a Home The Importance of Your Credit Score Lenders look at several things when determining whether or not to approve you for a home loan. Income. Debt. Debt-to-income ratio. Down payment. And, of course, your credit score. Did you know, though, that you should not let your credit slip once you sign those closing documents? The Importance of Your Credit Score Before You […]
Homeowners How to Add Storage to Your Home Storage. No matter the size of your home, we all seem to need more storage. Whether you just moved into your new Southern California house or want to list it soon, you may need to add storage. If so, here are a few economical and inventive ways to do that without breaking the bank. How […]
Buying a Home Homeowners Association: Pros and Cons Becoming a homeowner includes a few expenses. Before you sign your final paperwork, you must come up with a down payment, closing costs, inspection fees, and other miscellaneous fees. Once you sign on the dotted line, there is your mortgage, insurance, and, for some owners, an HOA fee. Have you ever wondered what exactly a […]
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Selling Your Home Home-Selling Tips for the Fall Last weekend, we officially said “goodbye” to summer and “hello” to Fall. While late spring/early summer tends to bring out the most buyers in Southern California, that does not mean that you missed your chance to sell your home. Quite the contrary. Buyers look for homes pretty much all year round. Let me offer up […]
Buying a Home How Can I Lower My Mortgage Rate? You decided to buy a Southern California home. You saved up enough money for your down payment and closing costs. After you asked the right questions, you find a lender you trust. Now, it’s time to talk money. As of the writing of this post, interest rates for a 30-year fixed-rate loan sit at around […]
Selling Your Home The Lowdown on the Seller’s Disclosure When buying a Southern California home, you deal with a lot of paperwork. But selling a home comes with paperwork, too. One very important form you need to fill out will be the Seller’s Disclosure form. This form is required as part of California Civil Code 1102 within seven days of an accepted purchase agreement. […]
Buying a Home New Homeowners: What to Do Before You Settle In After searching high and low, you found “the one”. Congratulations! You’re a new homeowner. Once escrow closes, you get to move into your new home. Ah, the excitement. But before you do that, you might want to take a few moments to complete some very important tasks first. New Homeowners: What to Do Before You […]
Selling Your Home Home Showings: Protecting Your Home and Yourself It is inevitable. At some point during your home sale journey, strangers will step foot inside. Rarely do home buyers buy a property sight unseen. They want to see it. They want to touch it. Ultimately, they want to picture themselves living there. And you want that for them as well. But you worry about […]
Buying a Home Money-Saving Tips for Your Closing Costs Your down payment is only part of the financial picture when buying a Southern California home. You also need to pay closing costs. Some of these costs are fixed.  Others are not. A savvy homebuyer may want to consider some of these money-saving tips to lower what they can. Money-Saving Tips for Your Closing Costs […]
Homeowners Home Improvement Projects with the Best ROI With the rising cost of just about everything, homeowners look to make smarter choices in improving their homes, especially if they plan on selling it soon. While installing a pool sounds like a great way to increase your home’s value, it actually offers one of the lowest ROIs of any project. Truth be told, most […]
Buying a Home How Freddie Mac Works Last week, I explained how Fannie Mae operated from a home buyer’s perspective. This week, I figured it would be appropriate to discuss Fannie Mae’s counterpart: Freddie Mac. While similar in some aspects, they differ from each other as well. Let’s explore this, shall we? How Freddie Mac Works Similarities Congress created both of these […]
Buying a Home Fannie Mae Explained When buying a Southern California home, most people talk about interest rates, how much to save for a down payment, and loan pre-approval. But what happens with your home loan after you purchase your property? Some companies purchase loans from mortgage lenders on what is known as the secondary market. Two of these companies are […]
Homeowners ADUs Explained Over the past few years, homeowners looked for extra ways to add living space to their properties without breaking the bank (and creating a huge remodel headache). Enter the Accessory Dwelling Unit. ADUs have seen a huge rise in popularity along the West Coast in recent years, especially in California. Accessory Dwelling Units Explained What […]
Buying a Home Priced Out of the Market? First-time home buyers in Southern California find themselves in an unenviable position. Higher interest rates and lower inventory levels put prices out of reach for some buyers. In other words, they find themselves priced out of the market. You may have heard that term before. But what does it actually mean and what should you […]
Selling Your Home How to Handle a Lowball Offer Unfortunately, the days of expecting multiple offers above the list price sit firmly in the rearview mirror for most Inland Empire home sellers. Even so, it feels pretty exciting to get an offer for your property. However, that excitement may quickly change to dread when you realize that you just received a lowball offer. But […]

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